Are credit card balances creating a headache? Feel like digging up a hole and never returning? Well, why not put those plans on the back burner and try a real solution for a change. Consolidating your credit card is a tried and tested solution to deal with these debts and in this article, we’ll cover everything you need to do.

Pull out your credit reports

The first and foremost thing is to check your credit report for any errors and in case you do come across one it’s important to dispute it as errors can deter your chances of qualifying for debt consolidation.

TransUnion, Equifax, and Experian are 3 of the top credit reporting agencies from where you pull out your reports and once you’ve got your credit score sorted it’s time to figure the debt consolidation plan that best suits you.

Know the plans

Credit Card Consolidation

One way pay to pay off credit card debt is through other credit cards. Confused? The difference here is that the new credit card should charge you less interest but get one made you’ll need a good credit score. If you’ve got a good credit score you may even qualify for a credit card that charges 0% interest for the first year.

Personal Loan

One of the major problems with credit cards is that they charge varied interest rates. On the other hand, personal loans will charge you a fixed interest rate and can be paid back over a period of 4-5 years thus offering a great alternative to pay off old card debts.

You can get a personal loan from your bank or credit unions but the interest rate you’re charged will depend on your credit score.

Talk to the experts

In case you do not qualify for any of the above-mentioned plans and think you won’t be able to pay off your debts anytime soon it’s time to get some expert advice. Get in touch with credit counseling companies to get details about the best debt management plans.

With these plans, you need make fixed monthly payments to these companies who in turn pay off your credit cards. Full repayment to these companies can be done in a 4-5 year period plus they charge less interest rate as compared to credit cards.

Know the figures

Credit consolidation comes at a cost too and the low-interest rates offered on other credit cards or by credit unions may expire after a while and thus it’s important to pay off your old debts within that time frame.

Irrespective of the bank or debt management agency, always ask about any hidden fees or fines that you may be charged. In case of a personal loan, ensure timely payments as delays may impact your credit score negatively whereas a good track record will come in handy in the future.

Own your own centralized affiliate partner recruitment tool without breaking the bank.

For as little as $99 per month you can:

• Locate and qualify affiliate partners FASTER
• Craft and deliver affiliate sales pitches EASIER
• Track and report your progress – GAIN CONTROL!

What Is The Partner Maker?
The Partner Maker is a communications tool that helps busy e-marketing managers track and manage dozens of conversations with prospective partners… faster. From finding affiliate partners in our Private Directory to motivating them, we help you to stay on top of the game. Track communications with affiliates and be in-touch precisely when they require follow-up. Never miss a beat and always with a personal touch.

Designed by affiliate managers for affiliate managers, you’ll recruit and manage more affiliates in less time using The Partner Maker. How? By placing contact information of your prospective partners into a ‘follow-up’ system that mixes automation with personalization. You will accomplish more in less time.

How Does it Work?
The Partner Maker’s contact management experience is tailored to affiliate marketing processes and terminology.

The Partner Maker uses pre pre-formatted, yet fully customizable, e-mail templates to help you make the best presentation possible to affiliates. All communications are visually tracked to prevent affiliates from being forgotten or contacted too frequently. Work faster and smarter.

Our optional Premium version also provides one-click reports on your entire recruitment and management progress. Reporting into the boss has never been simpler.

When it comes to innovation and challenging the status quo with unconventional approaches, The Partner Maker comes to mind in the affiliate marketing community. As an example, we’re featured in Revenue Magazine’s article Looking for a Few Good Affiliates as a company that challenges the status quo.

In doing so, Alexandra Wharton spoke to The Partner Maker’s founder, David Delisle, who says…

“… he believes the “focus on the top affiliates” approach has done more harm than good for affiliate marketing. That’s because top producers are continuing to break away from being compensated as CPA affiliates (on pure revenue share). These affiliates are compensated for access to their audience, which consists mostly of repeat customers.

The result is that affiliates like eBates, Upromise, and MyPoints look and act more like media companies than affiliates, Delisle explains. If merchants are interested in the new-customer acquisition, they should be wary of these types of affiliates.

Delisle points out that when merchants focus only on the top-producing affiliates, they are ignoring the rest of the Web, and recommends marketers shift gears and pursue smaller affiliates in order to tap into the long tail.

The amount of smaller affiliates is positioned to grow because today virtually anyone who uses the Web has a means to become an affiliate, with tools like PopShops – a product catalog ‘research tool’ where affiliates can find relevant products to their niche. It allows an element of discovery based more on relevant inventory to an affiliate’s niche and less on criteria such as commission structure.”

Thanks to Revenue Magazine’s Alexandra Wharton who does a great job getting to the heart of the affiliate recruitment issue.

If our system doesn’t help you drive more affiliate-related revenue, secure your affiliate program as a permanent asset, find and qualify top affiliates faster and increase the productivity of your affiliate manager we will FULLY refund your investment within 30 days of purchase.

Need more convincing? Check out what our customers — some of the most respected companies in the business — say about us.

Get Organized, Get Effecient, Drive Results!

The Partner Maker’s entire experience is tailored to specific affiliate marketing processes and terminology.  We guarantee to help you:

• Improve productivity & shorten days
• Grow the performance marketing channel
• Find & qualify new affiliates faster and easier than ever before
• Build an asset (when your affiliate manager leaves, your program stays put!)

Odds are, you’re using a variety of tools to run your affiliate program.

• Outlook
• Excel
• Your affiliate network’s interface
• Spiral Notebooks
• Post-it notes
• Contact management software

The results?  Probably stagnant growth — no time to target & recruit new affiliate partners, long hours and a program on “auto-pilot”.   You can finally STOP using poorly designed, fragmented recruitment and management tools by centralizing with TPM.  Invest today or we’ll be glad to tell you more about our system.  Just ask!

Agency/Network Users: Want to see how other advertisers are interacting with a particular affiliate? Now you can!

The Notes section within an Affiliate’s Details now displays interactions with that Affiliate made by ALL advertisers that have a relationship with them. If you use TPM to manage multiple advertiser relationships, just click the Details tab to display.

Now you can get a 360-degree view of each Affiliate’s interactions with other advertisers — giving you more information to work with when proposing deeper partnerships or optimizing campaigns. This allows you to understand what’s going on with that Affiliate and better meet their needs — saving you and the affiliate precious time. Now you can quickly glance at ALL communications made to that affiliate in one, quick view.

As an example, affiliate X may say, “I don’t run campaigns in the Jewelry category” so it’s handy for other managers working with Jewelry advertisers to know that a particular affiliate is not worth contacting.

Of course, this improvement was suggested by one of our customers. Keep the great ideas coming, gang!

Want access to real-time, up-to-date affiliate profile data from within your TPM account view? Now you can quickly review it without having to visit another Web site!

To do so, just view an affiliate Details page and click the GET STATS button adjacent to the Website URL you’re interested in. Pop! Up comes Syntryx-powered data. Watch for more cool enhancements like this soon.

Power to the affiliate managers and thanks to Syntryx for providing access to our customers.

Are you a Syntryxcustomer — using the service to locate and recruit top affiliates? Even better… you can drill deeper into your Syntryx data with a click right from your TPM interface. Cool!